Probably Truth!

I love this little poem.  Someday - hopefully many, many years from now - this may be the scenario! 
Enjoy.


I was shocked, confused, and bewildered
as I entered Heaven's door,
Not by the beauty of it all,
Nor the lights or its décor.

But it was the folks in Heaven
who made me sputter and gasp--
the thieves, the liars, the sinners,
the alcoholics, the trash

There stood the kid from the seventh grade
who swiped my lunch money twice.
Next to him was my old neighbor
Who never said anything nice.

Herb, who I always thought
was rotting in hell,
was sitting pretty on cloud nine,
Looking incredibly well.

I nudged Jesus, "What's the deal?
I would love to hear Your take.
How'd all these sinners get up here?
God must have made a mistake."

"And why's everyone so quiet,
so somber?  Give me a clue."

"Hush child", He said, "they're all in shock.
No one thought they'd be seeing you."

JUDGE NOT!!
Author Unknown

The lesson to learn is the old adage - "judge not lest ye be judged".  So true. 

Frugal Happenings 9/27

Good morning all.
Here we are at the last Sunday of the month!  A few more days and we will be in October.  Thanksgiving is less than 2 months from now and it will be here before you know it!

The weather has gotten very seasonal here - which means cooler.  I love it.  No AC and no heat!  It's perfect in my opinion. 
A few trees have started to change color - I imagine it is more noticeable in the country.
I do believe our hummingbirds have flown on to warmer climates.  I still have the feeder out, just in case any Northern birds come through - they will need energy and a drink.

My bell pepper plants have a lot of new blooms and several small peppers coming on.  I have several side shoot cabbages growing out there, and still have a bunch of green tomatoes hanging.

My frugals this week;

• I did a big stock-up at Sam's Club, my first visit in a year!
• Bought pork loins at Kroger for 1.49/lb. and got 2 for a total of $12.  Had the butcher cut them for me (free), and ended up with 24 center cut chops and a package of end pieces to use for soup or something.
• While at Kroger I cleaned up at the clearance section.  Got so many great items, dated 2 - 3 years out, at a 70% discount.
• Waxed the kitchen cabinets with product on hand.  They look brand new!
• Picked the balance of the squirrel corn.  Those little buggers were busy this spring planting.  I managed to harvest about the equivalent to $10 worth purchased at the feed store.  GO squirrels!
• I did a ton of yard work, getting ready for fall.  FREE exercise for sure
• Went to our car/home insurance agent this week with a question, and ended up making some changes.  One change will save about $120 every six months of both vehicles, and a mistake they found will bring us a hefty refund!  One hour well spent.
• Picked more tomatoes, cherry tomatoes, and 1 zucchini
• Hard boiled a doz. eggs for quick and easy breakfast or lunch this week
• Stopped at a yard sale, and found a box (100) of colored file folders.  It was brand new and I paid $2!!!  They will last us the rest of our lives - LOL.
• Ran to the library.  Funny, I have literally hundreds of books here, dozens, downloaded on tablet, and the web at my finger tips, but I get a thrill walking through the aisles and through the stacks of books waiting for one to yell READ ME!!    I am sure I am not alone.  I got 4.
• Our electric bill this month is .49!!!!!  WOOHOO!  We are on the budget plan, and because of the mild weather and lack of using the AC we don't have to pay the budget this month!

I guess those are the frugal items I can brag about!  Of course, we had all meals from home (even on G's birthday).  Made our own tea and filtered water, and all the other normal things.

What did you accomplish or save this week?  Please let us know.
God bless each of you and keep you safe through this coming week.
Take care.

Hints & Tips

Here are a few ideas that might make life easier, more interesting, and hopefully save a little money!

• If you have partial cans of paint at home, try mixing colors together for a new color.  It will sure be a custom color!  Always mix latex with latex or oil with oil.
• Add 1/3 of a standard bottle of vanilla to a gallon of paint.  You will not have that paint smell when using, and the small amount won't change the color.

• Add 1/3 cup of peanut butter to any crisp/crumble mix you use.  Really jazzes up the flavor.  Great in apple crisp
• Garden remains - if you are down to having a handful of fresh veggies from the garden - mix them together, blanch and freeze in one bag for soup starter.  Ex:  carrots, beans, turnip, squash, etc.          The same can be done with any leftover veggies you have from your meals.  Just put al the veggies in a container in the freezer, and then make soup with it!  NEVER throw them out.
• Check your spices NOW.  Winter and the holidays will be here quickly.  Make sure you have all the herbs and spices that you will be needing for that holiday baking and cooking.  **If you wait till you need it, the stores may be out (you probably aren't the only one that waited), the weather may be bad, or you may right in the middle of a recipe.  Be prepared!!
• MIX salted peanuts and candy corn together in a bowl for a treat when you get a sweet tooth.  The mixture tastes like eating a Pay Day candy bar.  Both items can be purchased at dollar stores.  YUMMO - I love this stuff!!!!!!!!!!
• Check with your local orchard to see IF they may let you go out and pick up the 'falls' for a lesser price.  That would be the apples on the ground.  They would be great for applesauce or making apple butter.  IT CAN'T HURT TO ASK!
• If you are out driving and see a tree with apples, pears, etc. stop and ask if they want to get rid of them.  Many people never use the fruit from trees in their yard (it was there when they moved in).  Seems crazy to me, but there are people who just see fruit (or walnut) trees  as a mess.  Remember - ALWAYS ASK!

• For a cozy fall/winter look - drape a smaller quilt over the back and arm of the couch.  It will also be handy for naps!!
• Use small crocks or glass/ceramic water pitchers to hold fall flower arrangements, whether fresh or silk.  Just gives a fun rustic look.

Hope these give you some ideas.  More tips to come in the upcoming days.

Thought for the day:  Don't forget to try new things and have fun with it!  We only get ONE ride on this E ticket of life, make the most of it.

Later

Grocery Tips

We all have to shop for groceries.  It is a necessary evil!  We need to be smart when we shop.  Here are just a few tips to help you stretch your dollars are far as you can.

• Take advantage of loyalty cards.  I loathe them and I love them.  I feel that the store should sell to everyone at the same price - so the cards do tick me off, but I do use them.  They do save you money on sales.  They also often have extra perks, such as gas savings.
• If you are a 'senior', many stores have a certain shopping day that you get an additional discount.  Call your store to inquire.  Many times seniors also don't have to buy required minimum purchases to get to the best price.
• Be friends with your butcher.  Ask what days they most often mark down meat nearing it's 'sell by date'.
• If items are out of season - buy frozen instead of fresh.  Fresh out of season will cost a lot.  Frozen is probably even higher in vitamins and minerals, as most fruit and veggies are flash frozen upon picking, where as fresh is picked under ripe and shipped.  Frozen can often be had for a $1 or less a bag on sales.
• Know your sale cycles.  Many items regularly go on sale every 6 - 9 weeks.  There are also 'seasons' for sales.  SUMMER HOLIDAYS - stock up on ground beef, hotdogs, sausages, condiments, pop, buns, chips, etc.   BACK TO SCHOOL - cereals, lunchmeats, peanut butter, bread, snack foods, anything for a lunch box.  WINTER HOLIDAYS - hams, turkeys, sweet potatoes, cranberries, baking goods (cakes, pies, cookies, candy), canned goods, etc.  CHRISTMAS/NEW YEARS - corned beef, cabbage, citrus, after holiday markdowns.
• Stay away from the deli if possible.  Meat and cheeses are almost always more expensive at the deli, that in the meat and dairy dept.
• Don't shop (if possible) the first 3 days of the month.  That is when many that get assistance shop, and believe it or not, many stores INCREASE their prices at that time.  Shame on them!!!!!
• Buy items at the right store.  Dollar stores will most often have the best prices on cleaning products, health & beauty, and paper goods.  Warehouse clubs often have better prices on fish and meat than grocery stores, except for a super sale.   Dollar stores also are selling many brand name items now - so knowing if a $1 is cheap is to your advantage.
• Buy fish frozen.  Watch where it comes from, as many countries export fish that comes from REALLY dirty waterways. (Do your research on-line).  Frozen is generally frozen within minutes of being processed and it is most often cheaper than fresh.  Next time you go to buy FRESH fish, read the fine print!  I bet it will say "previously frozen".  Whatever happened to the old adage - do not thaw and refreeze meat?  Odds are if you buy fresh you will take it home and freeze it.  You also don't know the conditions or how long it took to thaw!  I don't want to take that chance.
• Shop alone!!!!!  NO KIDS.  This just makes sense if you can possibly do it.
• Keep a price book or log.  Know who generally has the best prices for what and when.  Keep track of sale cycles.  This will be handy, unless you have an exceptional memory, or only shop 1 or 2 places.
• Try places like Aldi and Sav-A-Lot.  They both sell many national brands, and they just have great prices on most items.  Be willing to try store brands - many are just relabeled for that store and come from the same place as national brands.

Other than shopping Aldi, an occasional (and rare) visit to Sam's, I only buy items that are on sale, clearance, or that I have a coupon for.  I do NOT pay full price.
If you follow these guidelines, you should be able to stretch your shopping dollar, and still be able to add to your stockpile. 
That stockpile will come in handy when finances are stretched for whatever reason, or in the event of weather or worldly events that go down the toilet.

Be a smart shopper!!!!!!

Frugal Happenings 9/20

Happy Sunday!
Wow, another week another dollar!!!!!
 I hope you all have had a great week.  We actually got some much needed rain on Friday and Saturday.  It seems funny to say "much needed" after the incredibly wet summer we had.  Our grass has started to brown and we had cracks in the soil at least 1/2" across.

We had a couple pretty warm days, but now we are back to more seasonal and comfortable temps.  Loving that!
It's been a pretty quiet week in these parts.  I stayed home a good part of the week and worked around here.

• I picked more tomatoes and peppers
• Harvested squirrel corn.  They planted it, so I figure they should get to enjoy it.  I have been taking down the stalks as I harvest - may use them as free decoration for fall.  Not sure.  I will finish that up this week.
• Been doing lots of yard work, and cleaning out flower beds.  FREE exercise
• AC only ran part of 2 days
• I painted one of our security doors.  They are about 27 years old and getting pretty frumpy looking - so I got out Rustoleum paint we had, and re-did the side door.  It looks great.  Hopefully I will get the front door done this week.
• I stopped at a yard sale on a fluke this week when I was out.  Found some great deals.  At least 4 stocking stuffers for Christmas at .50 each!  Oh hey, I'm not too proud.
• Had one meatless night.  Fixed fried green tomatoes, zucchini and onions.  YUMMO!

I hadn't been to a yard sale in quite some time.  I probably only stopped at 3 or 4 all summer.  I found this handmade afghan (brand new) marked $3, and everything was 50% off when I stopped, so I paid a whopping $1.50.

Isn't it pretty?  That is over the recliner, so you can't even see the whole thing.  I am not sure if I will gift it or keep it.
I also got 4 - 20oz. bottles of scented body wash for .50 each.  Those will definitely go in gift bags.  I also got myself a new bottle of shampoo and a tube of very expensive lotion for .50 each.  I think that was a very good stop.

I made my first pot of chili for the season last night.  It sure was tasty.  We will have leftovers of that tonight.  I got a nice roast out of the freezer to thaw, and will crock pot it and veggies tomorrow.  I love the cooler weather, because I am more apt to make those kind of hearty fall dishes.  I have really missed them!

Well gang, that's about it for me this week.  I seem to do mainly the same old things each week.  I hope you all have a great week ahead.  May your week be frugal and fun filled.
May God watch over you and keep you and yours safe.

NUM NUM NUM

Aren't they pretty.  They are so tasty too.

Enjoy a healthy and frugal snack!

An Apple A Day......

I know that now is the time that it seems everyone is talking about pumpkin!   Pumpkin latte, donuts, pancakes, bread.....................  All I can say is ICK, YUCK, BLAH, POO!!!!  Is it obvious that I don't care one thing about pumpkin?  Not even the traditional pumpkin pie at Thanksgiving.  It's just not my thing.

Now give me apples this time of the year and I am in heaven!!!  I like apple everything.  Apples are extremely frugal in the fall.  Most stores and orchards have them for a good price, home trees are loaded, and hopefully you just may see an abandoned or lonely tree some where, that you glean from. **Remember if the tree is in someone's yard - PLEASE ASK PERMISSION.

I absolutely love apple cider, even though it is pretty expensive around here even at the orchard.  I do manage to get a gallon or two during the season.   I love eating fresh apples, and one of my other favorites, is what I call fried apples.   Mmmmmm fried apples and pork chops - a fall fave!!
I love fresh sliced apples dipped into peanut butter.  It's a very healthy snack!

When making fried apples, I simply peel and core, then slice into a pan with about 3 tablespoons of butter.  Sprinkle with sugar or sweetener and a little cinnamon and 'fry' till tender.  Great with dinner, as a dessert, or a snack.

EASY HOMEMADE APPLESAUCE
1/2 C water
7 - 8 C apples, cored, peeled and quartered
1/2 C sugar
1 tsp. lemon juice
1/4 tsp. cinnamon
1/8 tsp. nutmeg
1 tsp. vanilla
Bring water to a boil in a heavy saucepan; add apples and return to a boil.  Reduce heat, cover and simmer for 20-25 minutes, stirring occasionally. Add remaining ingredients; stir well.  Serve warm or cold.
On the spices added, that is up to your desired taste.  I sometimes like to add red hot's instead of cinnamon.  I also use a potato masher to smash into smaller pieces - that is a matter of choice.
These can be made and frozen as well.

CARAMEL APPLE DIP
8 oz. pkg. cream cheese, softened
3/4 C brown sugar, packed
1/2 C butter, melted
1 tsp. vanilla extract
Combine all ingredients, mix well.  Refrigerate for 2 hours.  Makes 2 cups.  Dip fresh cut apple slices in this.  YUM
Cost probably around $2.

SLOW-COOKER CARAMEL APPLES
4 tart apples, cored
1/2 C apple juice
1/2 C brown sugar, packed
12 red hot's
4 Tbsp. butter, divided
8 caramels, unwrapped
1/4 tsp. cinnamon
1 Tbsp. sugar

Cut 1/2" slice off the top of each cored apple.  Arrange apples in crock pot.  Pour apple juice over the apples.  Spoon 2 Tbsp. brown sugar, 3 candies, 1 Tbsp. butter and 2 caramels into each apple center; sprinkle with cinnamon and sugar.  Cover and heat on low until apples are tender - about 4-6 hours.
YUM - top with whip cream if desired.
WHAT A TREAT

I hope you get to take advantage of this wonderful and healthy fall fruit while prices are relatively cheap.  I will list more apple recipes throughout the month (and maybe even a couple pumpkin)!
ENJOY