Good morning all. Today is a beautiful crisp morning here in IN, going to get much warmer later on. Tomorrow we may hit record highs and then it falls into fall! Much, much cooler this weekend - high in 50's and 60's!
This is the month for winding up those harvests, getting things prepped and ready for the winter, cider, hot chocolate. pumpkins, beautiful leaves, all things FALL! It is upon us.
As I have been going through paperwork, I have come across many old newsletters that I used to send out. I sent those out from 2006 - 2015 (starting blog). I originally did a newsletter at work, to give ideas to the workers on ways to take care of their money and things. I watched daily as so many frivolously spent their paychecks, then would come and ask me to borrow money! I tried to help and make a difference for them - not sure it helped many, but some got it.After I quick working I started mailing newsletter to lots of people (same name as blog).
I ran across them the other day. Oct. 2008 - some articles very relevant to today! I will post a couple.
"PROSPERITY vs. HARD TIMES
We all go through good times and bad. We have seen prosperity at its best in the country, and many have seen a depression. We are now in an uncertain time, but we will persevere. We will get through it all, and someday wonder what all the fuss was about. In the meantime, we need to continue our frugal ways, saving anywhere we can. Get your bills paid off ASAP - create NO new debt - be thrifty wherever possible. This may mean giving up some of the "pleasure" items you buy, barter with others, cook from home and make it cooking from scratch, and save every penny you can. Don't spend unnecessarily. Remember the difference between wants and needs. You may have to take a second job or a job you really don't like - but you need to do whatever you can. Even in hard times, you can get by or even get ahead, with some work. It may not be easy, but nothing work having is!!!! Keep your chin up - things will get better."
Yep, same advice being offered today - 15 years later. It seems as if we are going through a repeat of the past. Those who remember around 2008 - things got pretty testy out there and times were most definitely tough. Investments dropped, high interest where it shouldn't be, low interest where it shouldn't be, jobs hard to find, inflation sky-rocketed, etc.
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Article 2
"FIND A PENNY..........PICK IT UP
That may sound silly to some people. It is amazing how much change is dropped and never retrieved. Pick it up. This sounds very elementary - but it all helps. 100 pennies make a dollar, 20 nickels = $1, 10 dimes = $1 or 4 quarters = $1. Dollars add up quickly. All dollars help!!!!! It is as simple as taking the time to bend over. Once you start being aware of where you walk, you will find change all the time. PLEASE remember, if you see a bill on the ground to look around and see if someone looks distressed - odds are it is theirs. Don't ever take from someone else. It could happen to you. We have all accidentally lost money - and it is a sick feeling. So be courteous and notice if maybe the bill belongs to someone nearby, before putting it in your pocket. BE ON THE LOOKOUT. It all adds up!!!!!!"
Our lives do go in cycles. Financial problems go in cycles. Inflation and recession goes in cycles. Will it get better? Who knows! It may - odds are it levels out and we get 'used' to this 'new normal' - then in a few years it all starts over. It kind of sucks, but that is how it goes.
We just all need to be a vigilant as we can be and as prepared as we can be. Do whatever it takes to make things work for your family and home.
Plan your work and work your plan!!!!!!!!!!!!!!!! My Glen's favorite saying!!!!!!
Boy is it true.
We will get through this broohaha of a mess we live in - we come from strong stock. Our ancestors worked hard and provided a new future - we can do the same.
It takes work and perseverance - but it CAN BE DONE!
Have a great Tuesday all!
(no politics please)









