tag:blogger.com,1999:blog-7341912661779864632.post3017624609311885908..comments2024-03-28T22:56:01.787-04:00Comments on Cheryl's Frugal Corner: New Year - New Me? NahCheryl Kimbleyhttp://www.blogger.com/profile/06485771676254429681noreply@blogger.comBlogger40125tag:blogger.com,1999:blog-7341912661779864632.post-75776189542871803802022-01-07T09:26:20.595-05:002022-01-07T09:26:20.595-05:00Good for him - always pays to be ready and he is g...Good for him - always pays to be ready and he is getting a start.<br />I keep a note in checkbook about recurring things. I just mark the envelope with date due - and stack in order of needed to be paid.<br />Kind of cool how everyone has their method that works.<br />Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-17782726747918602602022-01-05T19:58:57.267-05:002022-01-05T19:58:57.267-05:00Making New Year's resolutions used to be the b...Making New Year's resolutions used to be the big thing and then about the end of January, it all fell apart. Some gals have a word that defines their new year. I guess the Urban Farmer has started on his goals. He already has garden seeds and has been growing things in the garage. <br /><br />I use a monthly calendar to write when bills are due and keep track of the bank balance that way. If something besides a recurring bill shows up, then I can set aside $$$ for that. <br /><br />Donnahttps://www.blogger.com/profile/10328333345401673320noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-81990139452675962762022-01-05T19:51:08.088-05:002022-01-05T19:51:08.088-05:00Nichole, I live on the west side of Indianapolis, ...Nichole, I live on the west side of Indianapolis, just three miles from the county line where the town of Avon starts. Cheryl is right...the cost of living is much higher on the north side. Stay away from the east side as it seems to have lots of problems. Greenwood is a really nice area with plenty of shopping, churches and activities. <br /><br />Praying for your swift and complete recovery!Donnahttps://www.blogger.com/profile/10328333345401673320noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-43510530257407085602022-01-05T07:06:03.855-05:002022-01-05T07:06:03.855-05:00I think you may be correct. It is hard to motivat...I think you may be correct. It is hard to motivate when the weather is nasty - but I am sure going to try this year. I have many indoor things I want to do - and I hope to accomplish them.<br />Thanks!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-70733539866334946242022-01-05T07:04:55.645-05:002022-01-05T07:04:55.645-05:00Well thank you. I think just good old commonsense...Well thank you. I think just good old commonsense works. Maybe it doesn't work for everyone - some people really need the structure of a budget and that is super for them. We all do things our own way!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-55305674000416289012022-01-05T07:03:25.662-05:002022-01-05T07:03:25.662-05:00WOW - that is enlightening. Thanks for the info. ...WOW - that is enlightening. Thanks for the info. That is definitely something to ponder.<br />I love your resolutions, all great. Have fun getting to know your neighbors this year!<br />Thanks again.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-55549887995192401052022-01-05T07:00:35.076-05:002022-01-05T07:00:35.076-05:00There just isn't the disappointment in one'...There just isn't the disappointment in one's self that way.<br />BlessingsCheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-27921272969767358782022-01-05T06:59:43.111-05:002022-01-05T06:59:43.111-05:00Sure enough - July will probably be when I get bus...Sure enough - July will probably be when I get busy on that!<br />ThanksCheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-6097064116548356812022-01-05T06:59:03.497-05:002022-01-05T06:59:03.497-05:00Well thank you so much. I appreciate your kind wo...Well thank you so much. I appreciate your kind words. Hope you stick around!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-943541566708367712022-01-05T04:26:42.298-05:002022-01-05T04:26:42.298-05:00I think we are programmed to do less in winter, to...I think we are programmed to do less in winter, to stay in and keep warm so that we are ready to be busy in Spring and Summer.<br />Good luck with all your plans for 2022Sue in Suffolkhttps://www.blogger.com/profile/13166036914348424622noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-77402468839849610792022-01-05T01:11:22.795-05:002022-01-05T01:11:22.795-05:00I thought I sent a post but don't see it. just...I thought I sent a post but don't see it. just want to say I appreciate you for sharing your information. It does help many of us live a better life. You have shown me I do not need a budget, just to think about every dollar I spend. Thank!Texashttps://www.blogger.com/profile/03678570688924756944noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-7080065687954691062022-01-04T23:20:15.116-05:002022-01-04T23:20:15.116-05:00I used to set goals, but all they did was point me...I used to set goals, but all they did was point me in the direction I wanted to go, and might have gone, anyway. This year I made RESOLUTIONS. Look at the definitions--resolutions are about resolving to do a certain thing. I have some goals this year and doing any of them will improve my life. I have RESOLVED to get rid of the junk (let's call it what it is), exercise my brain and to get to know my neighbors. (We moved into a brand-new subdivision before Covid hit...which sort of took down getting acquainted with anyone). I have actually made action plans for my three resolutions and started yesterday.<br /><br />Last Sunday, our pastor explained the difference between resolutions (which can be life-changing) and goals. He quoted an article from Psychology Today that said 46% of resolutions succeed. If that sounds discouraging, only 4% of goals succeed. So, if you want real change, resolutions are your best bet. Nothing succeeds without the decision to do it. A plan helps, too!mikemaxhttps://www.blogger.com/profile/06569666073239903588noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-61795026498684785272022-01-04T17:30:11.203-05:002022-01-04T17:30:11.203-05:00I am a no resolution person as well. Setting goals...I am a no resolution person as well. Setting goals seems to work better for me as well.<br /><br />God bless.Jackiehttps://www.blogger.com/profile/16051183778965359500noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-9582754672562139912022-01-04T17:02:16.754-05:002022-01-04T17:02:16.754-05:00January and July are two good months to buy furnit...January and July are two good months to buy furniture. Happy New Year and stay well.<br />Bunbunw1125@gmail.comhttps://www.blogger.com/profile/06898329690567899256noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-35570478162670321782022-01-04T16:47:46.313-05:002022-01-04T16:47:46.313-05:00I enjoy your column so much..thank you for your up...I enjoy your column so much..thank you for your upbeat practical advice..have a great January and new year.michbhttps://www.blogger.com/profile/07938966980547828455noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-6009011579362664532022-01-04T15:18:35.508-05:002022-01-04T15:18:35.508-05:00I meant to say 'it just doesn't get me exc...I meant to say 'it just doesn't get me excited' (northside).Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-37327782011216114282022-01-04T15:16:46.000-05:002022-01-04T15:16:46.000-05:00Arranging and inventory! WOOHOO
Arranging and inventory! WOOHOO<br />Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-44727253585478897972022-01-04T15:15:09.210-05:002022-01-04T15:15:09.210-05:00Oh no, so sorry you got IT! Hope you are doing OK...Oh no, so sorry you got IT! Hope you are doing OK.<br />I live southside and always have. Suburbs are best - all close to Interstate system. I know many like northside - Camel, Noblesville, etc. It just got me excited. YES, it is nice - but it is a totally different personality.<br />South like Beech Grove, Southport, Greenwood are nice and just plain old nice folks.<br />So many places to choose from. Cost of living is better south. Very expensive on the north side.<br />If he gets it and time comes to look for a home, I know a couple wonderful real estate agents, that I have known for years. <br />Best of luck to him and you feel better.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-67430535362909813252022-01-04T15:12:49.434-05:002022-01-04T15:12:49.434-05:00Yeah a project, I love me a project. What ya doin...Yeah a project, I love me a project. What ya doin Cheryl?Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-89426838259183498462022-01-04T14:24:44.958-05:002022-01-04T14:24:44.958-05:00Hi Cheryl,
Hope you are having a great start to t...Hi Cheryl,<br /><br />Hope you are having a great start to the New Year. Covid over here, after two years of avoiding it successfully!<br /><br />My husband has put in for a different position within the government in the Indianapolis area. Are you able to give any information about the different areas of town?<br /><br />Thank you,<br />NicholeNicholehttps://www.blogger.com/profile/03715628116371113053noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-1345703623135419152022-01-04T12:56:44.401-05:002022-01-04T12:56:44.401-05:00Glen used to track everything for us. He enjoyed ...Glen used to track everything for us. He enjoyed it - not me. I did enough bookkeeping and accounting in my years of work (that was my occupation) - I don't need to do that here too.<br />Those big things come at the same time every year - so we can plan. Makes life easier that way.<br />Happy winter to you as well.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-53111533292325846122022-01-04T12:53:32.172-05:002022-01-04T12:53:32.172-05:00I don't think I have known anyone who did thei...I don't think I have known anyone who did their resolutions all the way. Makes you wonder why we all set ourselves up for defeat!<br />Yours sound like good ones. So many things can come to mind.<br />Have a great day!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-50145132120614223182022-01-04T12:01:04.928-05:002022-01-04T12:01:04.928-05:00No resolutions here either. Nor a budget. I have...No resolutions here either. Nor a budget. I have tracked our expenditures for 21 years. We aren't binge buyers and I severely dislike shopping. When we have a big bill such as property taxes or the annual income tax bill, I draw extra over my monthly allowance from my investment account to cover it.<br /><br />Happy winter and planning for spring :-)Ellehttps://www.blogger.com/profile/06918153566288679035noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-14635479073806310452022-01-04T11:57:10.617-05:002022-01-04T11:57:10.617-05:00Good Tuesday morning! I don't do resolutions e...Good Tuesday morning! I don't do resolutions either. They never stuck. I will be doing a list of goals for the year There are several things I want to do, more crochet, sewing, walking and the list goes on.<br /> LaurieShttps://www.blogger.com/profile/15893334251349844784noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-61887936469532512542022-01-04T11:33:56.280-05:002022-01-04T11:33:56.280-05:00Amazing how things get altered at times. Your new...Amazing how things get altered at times. Your new life sounds like a lovely one. It really sounds perfect to me. I am sure you will be a great asset to the community. God works in mysterious ways, and you will get there when the time is right!!!!<br />Love that prayer!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.com