tag:blogger.com,1999:blog-7341912661779864632.post4161031451589539556..comments2024-03-28T22:56:01.787-04:00Comments on Cheryl's Frugal Corner: What is Your Definition of Frugal?Cheryl Kimbleyhttp://www.blogger.com/profile/06485771676254429681noreply@blogger.comBlogger32125tag:blogger.com,1999:blog-7341912661779864632.post-27493330256316602192022-05-15T13:26:17.779-04:002022-05-15T13:26:17.779-04:00Elle - I am with you 100% on that. I give to food...Elle - I am with you 100% on that. I give to food pantries and sometimes to a shelter. I donate things to both as well. Glen's home doctor now has a mission he does - he provides health care for homeless and very low income only now. I give generously to his group.<br /><br />My sister cringed the last time we went out together. She kept telling me my tip was way too large. She was a good waitress!!! Shortly there after she lost her job as the place closed down. We just never know!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-42715821266799477312022-05-15T10:10:17.724-04:002022-05-15T10:10:17.724-04:00I won't give panhandlers money. Our local pol...I won't give panhandlers money. Our local police constantly request we do not. There are sufficient resources in our community. So, I give generously to the foodbank and the shelter every month. My $ goes 5x further with the foodbank and I'll take an immediate 500% increase on my $ every day of the week!<br /><br />We don't eat out often but when we do we tip 30-50%. I thank God every single day that my finances support my comfortable retirement and I will share his Grace with others. (We don't hit fast food so I don't know their current workforce). Ellehttps://www.blogger.com/profile/06918153566288679035noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-26861711384723870172022-05-14T16:17:58.570-04:002022-05-14T16:17:58.570-04:00God bless her. She obviously cared more for other...God bless her. She obviously cared more for others than she did herself. Generosity to a fault.<br />I love to give - but I also want to have the necessities in life.<br />I often see it - those with the least give the most and those with the most give the least. I think your mom was a good spirit on this earth and here to help others.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-15342100460499071052022-05-14T16:09:52.353-04:002022-05-14T16:09:52.353-04:00Yes mam. I agree!!!!Yes mam. I agree!!!!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-14348269014552398642022-05-14T15:23:00.061-04:002022-05-14T15:23:00.061-04:00Great definitions! The best examples I've wi...Great definitions! The best examples I've witnessed in frugality were my grandparents and my mother in law. All were born in the Greatest generation. However, my Grandpa and my MIL were the ideal balance of frugality and sensible generosity.<br />(My Grandma was the buffalo squeezer!!). Good planning leading to good fortune was to be shared.<br /><br />My mom was the most generous person I knew. That's where the "sensible generosity" comes in. My mom went from a comfortable life with convertibles and a motorhome to dirt poor after my parents divorced. She got a very generous settlement at 52 that wouldn't have altered her lifestyle, but for one thing....she was stupidly generous. Not only did she give when she had plenty, she'd give when she had little. She could have just 2 working lightbulbs in her tiny single wide and she'd give one away if someone asked. She'd give away things she NEEDED. When we went to get her to move here, she had no jacket, no socks, only slippers for her feet. She just couldn't let someone go out in the cold. Honestly, I've seen homeless people with more! The first week she was here, I had to buy her everything! When I begged her not to give everything away, she'd say, "Don't worry Mija, God takes care of us stupid people!" and she'd laugh. Debby in Kansasnoreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-85257583970441779832022-05-14T13:24:45.681-04:002022-05-14T13:24:45.681-04:00Being frugal makes me feel less guilty when we hav...Being frugal makes me feel less guilty when we have to buy something. I have the money and it's all good. I would hate to have a payment. Vickie @Vickie's Kitchen and Gardenhttps://www.blogger.com/profile/03402367232977896594noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-43109023838674494922022-05-14T07:21:30.715-04:002022-05-14T07:21:30.715-04:00You are very right on that! Thanks
Always pay tho...You are very right on that! Thanks<br />Always pay those bills first.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-64769282571836787302022-05-13T21:30:25.928-04:002022-05-13T21:30:25.928-04:00I agree with your understanding of frugal living. ...I agree with your understanding of frugal living. I would also add spending money on experiences rather than things. <br /><br />God bless.Jackiehttps://www.blogger.com/profile/16051183778965359500noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-59449064787982027822022-05-13T11:19:53.690-04:002022-05-13T11:19:53.690-04:00Our pets give us a lot of joy. I would rather spen...Our pets give us a lot of joy. I would rather spend money on them than on 'things'. I believe we all need to work and make our way if we are able - some are not! Any work is good work!! It makes one feel so good to give and share. Yes, the Lord shows us each what path to take.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-26357311710907016322022-05-13T09:42:04.703-04:002022-05-13T09:42:04.703-04:00Really good comments on your good post, Cheryl. I...Really good comments on your good post, Cheryl. I don't think I have much I could add. I love that Texas and you get joy out of your animals sharing your lives. We value what we value, not what others value (some mistakenly). The Bible does mention not stealing but working to have what you need and sharing with those in need. It does feel good helping someone out - especially out of what we've been blessed with. I love the post above about giving $20 to the older lady working in fast food. As the Lord lays it on our hearts, we give and get blessed.<br />Mary in OK<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-61638882128234601092022-05-13T07:56:54.489-04:002022-05-13T07:56:54.489-04:00I think we are all guilty of nit being appreciativ...I think we are all guilty of nit being appreciative enough at times. We take so much for granted.<br />The comments have been great.<br />I think frugality is fun as well. I do the same thing - if I bought this it would cost......<br />It is always a little challenge and little fun as far as I am concerned.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-9124730855429472452022-05-13T07:54:33.230-04:002022-05-13T07:54:33.230-04:00Thank you for tipping. Restaurant workers need th...Thank you for tipping. Restaurant workers need that - as that is what their main pay is.<br />I have trouble with the begging as well. Job signs everywhere and there they stand. I know that we do not know their circumstances, so we should not judge. But I have trouble with it as well!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-21294966220370913772022-05-13T07:51:44.172-04:002022-05-13T07:51:44.172-04:00God always hears us! Thanks - being a good stewar...God always hears us! Thanks - being a good steward is just so important for everything.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-88522398273039181752022-05-13T07:50:57.708-04:002022-05-13T07:50:57.708-04:00All of this is so true. Love the NOT wasting. Th...All of this is so true. Love the NOT wasting. That is a big problem today. We live in such a throw away society. Buy what you use and use what you buy!<br />Thank you!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-36212997716145756382022-05-13T07:48:45.615-04:002022-05-13T07:48:45.615-04:00Just because she works at fast food does not mean ...Just because she works at fast food does not mean she has no education. Many older folks are taking on part time work to stretch their social security. Thank goodness some people choose to work in the service industry or we would not have a lot of things we all take for granted.<br />I like being able to help others and donating, as well.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-78845867307138885992022-05-13T07:44:55.741-04:002022-05-13T07:44:55.741-04:00Yes indeed! Make that dollar stretch and ALWAYS d...Yes indeed! Make that dollar stretch and ALWAYS do good for others!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-85031947659712916872022-05-13T07:44:10.320-04:002022-05-13T07:44:10.320-04:00LOVE IT!!! You said it well. I am with you on th...LOVE IT!!! You said it well. I am with you on the pets. I have 4, plus the birds and squirrels - that makes me happy, a new car would not.<br />I love that you are prepared and don't have to panic. Same here. With all the people screaming shortages and high prices, I just kind of keep going on. That is nice.<br />You are doing great!!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-50102058581847847342022-05-12T22:12:37.427-04:002022-05-12T22:12:37.427-04:00I've been blessed with so much that I'm su...I've been blessed with so much that I'm sure I haven't been thankful enough to the good Lord. But it seems to me that I can use and appreciate what I have been given as wisely as possible--use my resources in the best way possible -as I tell my family-as a way to be thankful.<br /><br />I've enjoyed reading everyone's comments!<br /><br />(Might I add that being frugal while often out of necessity is often times fun? I mean when I make my husband a lunch that costs a dollar (maybe 2 if I'm going all out) knowing full well the same lunch out would be $10-15 dollars I do get a little thrill!). <br /><br />~margaret<br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-35478420236560831632022-05-12T21:00:15.136-04:002022-05-12T21:00:15.136-04:00I agree with your definition, and many that the de...I agree with your definition, and many that the dear commenters have brought up, too. I find I am tipping more often and more generously these days...so many are struggling. I still cannot bring myself to give money to the beggars on the street holding a sign---I know every place is hiring! I feel like they are scamming the public...even though my heart tells me some are truly needy. I struggle with this...lejmomhttps://www.blogger.com/profile/09248900901037211499noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-19372725513851233202022-05-12T20:55:37.207-04:002022-05-12T20:55:37.207-04:00You summed up frugal very well with being mindful ...You summed up frugal very well with being mindful and a good steward. It doesn't go amiss to pray before making a big purchase. Donnahttps://www.blogger.com/profile/10328333345401673320noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-53970487436806875742022-05-12T19:39:50.398-04:002022-05-12T19:39:50.398-04:00Cheryl, I think you've nailed it. I believe i...Cheryl, I think you've nailed it. I believe it's living within your means and following a budget you've set for yourself, taking into account a set-aside for emergency purchases and other personal obligations. It's knowing a good value when you see it and knowing when to spend on quality vs. cost. It also means knowing your "market" and being able to explore outside your comfort zone, to try stores and/or brands you may not have tried before, in order to meet your needs at the best possible price. Additionally, it's not wasting money on buying in quantity or on sale, until you know the item will meet your needs in building a sustainable pantry of items you WILL USE. It's making the most of what you have and doing so in a mindful manner. Lori Khttps://www.blogger.com/profile/08649542104284197181noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-11166378220911095862022-05-12T18:54:46.682-04:002022-05-12T18:54:46.682-04:00I don't think I can improve on these definitio...I don't think I can improve on these definitions. I am frugal. But, I have managed to give $20 twice to a harried, older woman working in a fast food window, taking our payments. I would never have to work there because I worked hard for an education. But, I do know this was not her life plan. So, I help her and she seems so appreciative. Practical Parsimonyhttps://www.blogger.com/profile/08419071209412207674noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-28447168213613569522022-05-12T14:52:24.016-04:002022-05-12T14:52:24.016-04:00My definition of frugal is making your hard earned...My definition of frugal is making your hard earned money go the furthest. But with that in mind, so you can serve others with your abundance. If you make your money stretch you can give more and do more.Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-37393982442500549932022-05-12T14:37:30.474-04:002022-05-12T14:37:30.474-04:00Being frugal means being smart in finances and lif...Being frugal means being smart in finances and life. Having the freedom and choice to do what is best for your wellbeing. Not allowing outside influence (peer pressure) to lead you to make a choice that is not right for you or your financial health. Everyone has certain things that they need to ensure their happiness. I want/need to be able to make those choices. Many people would say I don't need three dogs. Animals are expensive, I get that but I also know I could not be happy without them. I don't need a new car, I need my pets. I have never gone hungry, I have always had a roof over my head and a bed to sleep in. Some people think I am so called poor. I am not, I have money for everything I need. I just don't need the same things others think they can't live without. Now with all the changes in the world and inflation people are freaking out. I am not, I am prepared for changes I might need to make, I am prepared with pantry and freezers full. I only have to shop for food when things are on sale or clearance. I go out for loss leaders to build my inventory. My son knows he can come to me if they are in trouble. I buy extra so I can give to others if there is a need. That is my definition of frugal.Texashttps://www.blogger.com/profile/03678570688924756944noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-75499753526509072112022-05-12T11:49:47.544-04:002022-05-12T11:49:47.544-04:00It is an ongoing learning process. Exactly, we do...It is an ongoing learning process. Exactly, we do what we do, so that when those needs or WANTS come along we can do it. We have funds set aside that covers those splurges, Kind of why we are frugal I think.<br />I do believe as we go along this journey - we reprioritize often and make the appropriate changes for where we are. That is good.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.com