tag:blogger.com,1999:blog-7341912661779864632.post4502229052432773516..comments2024-03-28T14:01:34.266-04:00Comments on Cheryl's Frugal Corner: When Things Don't go as PlannedCheryl Kimbleyhttp://www.blogger.com/profile/06485771676254429681noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-7341912661779864632.post-81627960729253032422021-04-22T11:45:02.503-04:002021-04-22T11:45:02.503-04:00Yes mam - we really aren't in control - we jus...Yes mam - we really aren't in control - we just think we are!!!!<br />we help - but there is a far greater force in cotrol.<br /><br />I am not sure how the grape arbor will fair - time will tell. Crazy old weather! Hope your plants are OK.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-17112931773557034972021-04-22T11:43:16.046-04:002021-04-22T11:43:16.046-04:00It is back to pretty today here as well. It sure ...It is back to pretty today here as well. It sure was windy!!!<br />I was raised the same way - so being frugal just kind of came natural. You are right - some people DO need the structure of a budget and that is perfectly fine.<br /><br />Geesh when it rained it poured for you. My oh my. Seems like that is how it happens. After losing Glen I farted around (couldn't face things) and postponed getting his retirement and Disab. I went basically a year with NO income at all. I lived off what we had saved. Thank goodness we had lived the way we did - it made life possible.<br />Having insurance of some sort is so important. I now have Medicare and it is so much cheaper than insurance was. I need to have cataract surgery too - just keep putting it off.<br /><br />You are fortunate to have a spouse who is onboard. Many don't and it sure does make a difference.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-35863156926694564842021-04-22T10:50:20.990-04:002021-04-22T10:50:20.990-04:00Another excellent post! Gotta keep on keepin'...Another excellent post! Gotta keep on keepin' on. We can roll with the punches because we know who our Coach is and He never fails us. <br /><br />I went out to check on any damage to plants this morning and there is one snowball-size chunk of snow left. It will melt quickly this morning. Jim says it will be in the 80's next week. Donnahttps://www.blogger.com/profile/10328333345401673320noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-23250617688086500312021-04-22T09:15:16.297-04:002021-04-22T09:15:16.297-04:00We had 3/4" of sloppy, wet snow with flurries...We had 3/4" of sloppy, wet snow with flurries the rest of the day. All gone now. The birds were all over my feeders, hanging on for dear life in the high winds.<br />I don't like budgets, too restrictive. However, I grew up with frugal parents, so saving and living beneath my means comes naturally to me. I do think some people need the structure of a budget to stay on track.<br />As far as life throwing curveballs... In April 2017, I suddenly lost my job when the company closed. I was unable to get even an interview for the next three months. In July Husband suffered what we thought might be a stroke and ended up in the emergency room. It wasn't a stroke, thank God. Thanks to Medicare and good health insurance, we paid little out of pocket. He could no longer drive, so we decided I would stay home and take care of him. Then from August to October: the furnace required a major repair, the stove, water heater, and washing machine had to be replaced, and the dryer required a new timer (I fixed that myself). In Oct & Nov, Husband had long overdue cataract surgery. Had we not been frugal, we'd probably still be paying credit card debt. Since we had the money saved, we were able to write the necessary checks with money left over for living. Fast forward to this past February when I broke my wrist and required surgery. Thanks to good (and expensive) health insurance (I'm not old enough for Medicare), our portion of the medical bills, while over $1100, is not a financial disaster. <br />I'm so glad Husband and I are on the same page regarding finances. A frugal and simple life is a happy life!Franceshttps://www.blogger.com/profile/05407751263369340933noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-91643137339218728802021-04-22T07:29:38.306-04:002021-04-22T07:29:38.306-04:00Sorry you were hit with snow too. It was pretty, ...Sorry you were hit with snow too. It was pretty, I do have to say that.<br />Bummer on getting the unexpected bill. That really stinks. You will get it all taken care of in no time.<br />Super wonderful you have such a wonderful pantry and freezer. That will help tremendously!<br />Preparing and planning does pay off.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-32731242844880457332021-04-21T22:30:44.765-04:002021-04-21T22:30:44.765-04:00I woke up to about the same amount of snow this mo...I woke up to about the same amount of snow this morning! I was very glad that I went to see the cherry blossoms during yesterday's walk!<br /><br />It is certainly true that things don't go as planned. I am about two payments away from paying off one CC but got hit with another unexpected bill this morning. Due to some incorrect information I will now have to pay a significant amount for 2020's CPP - Canadian Pension Plan. No one's fault really and besides, nothing I can do about it. I've arranged to make monthly payments so I'll just have to knuckle down and get if paid off as quickly as possible. Perhaps it;s just as well I'm back under a "Stay at Home" order - nothing to do and I can't even get a hair cut - so not much to spend money on!<br />I did an inventory of my small freezer compartment yesterday and I have about 75 servings worth of proteins in there plus a pantry that is full so grocery shopping will be kept to a minimum for the next month or so and that extra money can go to debt. This is when having a well stocked pantry really pays off! Margie from Torontohttps://www.blogger.com/profile/10103835021764804099noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-36880406383887115062021-04-21T17:36:04.958-04:002021-04-21T17:36:04.958-04:00God is always in control - we just need to let him...God is always in control - we just need to let him lead!<br />Sometimes we mortal humans have trouble with that!!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-22366047108957045262021-04-21T14:33:34.648-04:002021-04-21T14:33:34.648-04:00You are so good for me, I just need to let go and ...You are so good for me, I just need to let go and Let God.Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-80520688982646875332021-04-21T14:30:57.914-04:002021-04-21T14:30:57.914-04:00Yes in-deedy. Dancing in the rain can be the FUN ...Yes in-deedy. Dancing in the rain can be the FUN part!!!!<br />Thanks.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-24931034541739791922021-04-21T14:20:11.173-04:002021-04-21T14:20:11.173-04:00Amen! An absolutely wonderful post, filled with l...Amen! An absolutely wonderful post, filled with lots of reminders. We don't always need to wait for the storm to pass, we just have to learn to dance in the rain. Hugs!Lori Khttps://www.blogger.com/profile/08649542104284197181noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-28947023328542839252021-04-21T11:53:13.568-04:002021-04-21T11:53:13.568-04:00Sorry you are feeling low. We all have those days...Sorry you are feeling low. We all have those days - but I try to remember no matter what garbage is taking place (and there is a lot) that there is waaayyyyyy more good and lovely to appreciate.<br />Smile sweet pea - God gave you this day - take care of it.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-76764254560270356522021-04-21T11:50:52.672-04:002021-04-21T11:50:52.672-04:00I thought about all the birds and squirrels - poor...I thought about all the birds and squirrels - poor babies - they thought spring had sprung as well!!!<br />YAY - what a wonderful gift to receive. Sometimes waiting really reaps its own rewards.<br />I hope you guys really enjoy the meal - I bet you savor every bite!Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-12537784625275807362021-04-21T10:37:15.412-04:002021-04-21T10:37:15.412-04:00Great and mindful post today, Cheryl. I am feeling...Great and mindful post today, Cheryl. I am feeling down today---rainy. Chauvin verdict yesterday with all it implies. Life in isolation still. But I will make a big effort to look at all the GOOD. lejmomhttps://www.blogger.com/profile/09248900901037211499noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-85979586759676934112021-04-21T09:42:00.561-04:002021-04-21T09:42:00.561-04:00Great post Cheryl. Some take things way too serio...Great post Cheryl. Some take things way too seriously. It's good to prepare but everything in moderation. Including moderation. We had snow but thankfully not as much as you. We have a pair of doves that live in our yard and I felt so sorry for them huddled together in a tree while it was snowing. I hope this is the last of winter. I had a super frugal moment this week. My husband and I do not eat out often but there is one place that is very expensive but has wonderful food that we go to once or twice a year. He has been asking me to make a reservation and I told him that I just can't justify paying that much for a meal right now with the way things are going with food costs, etc. Literally two days later I received a very generous gift card (enough for two trips) for the restaurant as a belated Christmas gift. So now we get to go and I don't have to feel bad about spending. Things do always usually work out. Have a great day.Lorihttps://www.blogger.com/profile/10808093713899800649noreply@blogger.com