tag:blogger.com,1999:blog-7341912661779864632.post5108961990631187667..comments2024-03-28T22:56:01.787-04:00Comments on Cheryl's Frugal Corner: The Love of Money & StuffCheryl Kimbleyhttp://www.blogger.com/profile/06485771676254429681noreply@blogger.comBlogger19125tag:blogger.com,1999:blog-7341912661779864632.post-22340349069593930892019-04-15T13:09:16.247-04:002019-04-15T13:09:16.247-04:00My mother in law is a prime example of living beyo...My mother in law is a prime example of living beyond her means because as she says, "I am going to be 84 and I deserve it". Makes me crazy when she says that. You don't get extra "points or Credit" for making it into your 80's. She has blown through about 750,000. in the last 10 years. My father in law had her all set up to live until she died. He was a planner. She blew it all and what does she have to show for it? Basically nothing of substance. Mostly gambling and eating out and showing off to her friends who in reality are mostly not her true friends. She has two or 3 who have stuck by her through thick or thin. I have tried to teach her how to extend her money and make it a fun game but she can't be bothered. We gave her 70,000. at one time 4 years ago when we sold our house. (against my better judgement) Never again! It was gone in 18 months. I told my husband when she runs out of the 24,000 she made selling her house 5 months ago I will teach her how to live within her means but we are by no stretch rich - the bills get paid and the house and car are paid off. But I won't give her money ever again. I will teach her and if she chooses not to learn then she will learn the hard way. My husband said - she's never been good with money. That to me is a cop out to do as you please and forget the consequences. Not flying with me. I have worked hard my whole life even when I was a single mom. Been married to my husband 20 years and didn't marry him until my kids were grown and out of the house when I met him. It would frustrate me to no end if we gave my mother in law $ and she took it or her Social security and blew it on gambling, eating out and keeping up with fake friends. I am on disability for my heart but worked a good portion of my life. I still "work" at home. So as I tell him - This is what I am willing to do - Teach her to live with in her means when she is ready and that's it. Have already learned the hard way she will just blow it if she has it. Sorry for the rant. I just don't understand how people do this. My mom worked until she was 76 and then retired. She will be 80 next month and pays her own way and manages to have fun on a budget. It can be done! Take care.Crystal Hankeyhttps://www.blogger.com/profile/17914175004653234554noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-8525186683086450012019-04-05T17:42:31.590-04:002019-04-05T17:42:31.590-04:00I think you are probably right. They had to be pr...I think you are probably right. They had to be prepared. I like being prepared as well.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-10886367373622054752019-04-04T15:54:47.875-04:002019-04-04T15:54:47.875-04:00Cheryl, I think people like the couple I mentioned...Cheryl, I think people like the couple I mentioned are the ones that lived during the Depression. It's hard wired in their brains that times can go bad in an instant. They saw it happen and want to be prepared.Debby in KShttps://www.blogger.com/profile/10678580135625880717noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-82073796151073062022019-04-04T14:38:55.403-04:002019-04-04T14:38:55.403-04:00Thanks - me too. We are on the shorter end of thi...Thanks - me too. We are on the shorter end of this journey and it should be comfortable.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-69141090535865620082019-04-04T14:27:06.682-04:002019-04-04T14:27:06.682-04:00I hope she gets a handle on it. Getting up there ...I hope she gets a handle on it. Getting up there in age.Deannahttps://www.blogger.com/profile/08019741103496608961noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-48024634341548823752019-04-04T09:48:31.956-04:002019-04-04T09:48:31.956-04:00I guess we all had our moments - but thankfully le...I guess we all had our moments - but thankfully learned.<br />Love seeing younger people be frugal and responsible.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-78677530969757149312019-04-04T08:55:35.330-04:002019-04-04T08:55:35.330-04:00Yes....this!! I used to be your friend in my young...Yes....this!! I used to be your friend in my younger days. Now I sit back and watch others doing the same. So sad. Thankfully, our children have learned to be frugal and I enjoy seeing their progress.Little Penpenhttps://www.blogger.com/profile/01374048900216199298noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-50085631867952229202019-04-04T08:29:36.358-04:002019-04-04T08:29:36.358-04:00I have heard several of those stories as well. I ...I have heard several of those stories as well. I don't want to live like a pauper, but I don't want to live like a millionaire either! (Not that I am close). <br />We live comfortable, have nice things, can do what we want, BUT we saved for retirement too.<br /><br />It is amazing what some folks NEED! <br />Each to his own - just don't expect to be bailed out someday.<br />Security feels good doesn't it?Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-90716892192010518642019-04-03T20:37:05.433-04:002019-04-03T20:37:05.433-04:00Have you ever read The Millionaire Next Door? It&...Have you ever read The Millionaire Next Door? It's always the guy you'd never suspect! The guy driving the 2006 Buick, not the 2019 Jaguar. Several years ago, and elderly woman died and she left her estate to Wichita State. It made the news because she & her deceased husband had lived in a tiny old house. They drove an old car and her nephew(they had no children) said she put the meat Styrofoam in her shoes so they'd last longer. He thought they were broke. They left the school several million dollars.<br /><br />I have friends like you guys mentioned. They are always worried about money, but regularly charge $200 dinners, buy lottery tix, get manicures every week, have gardeners, etc. And yes, they NEED them. One often says, Oh, we could never live like you." Probably won't have to because they'll end up filing bankruptcy before retiring. Keep the house, the IRA etc. Debby in KShttps://www.blogger.com/profile/10678580135625880717noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-68308362718102967932019-04-03T08:38:52.152-04:002019-04-03T08:38:52.152-04:00It just boggles the mind. They will never underst...It just boggles the mind. They will never understand that they are their own worst enemy. <br />I agree, not their business what type car you drive. I am with you - ours is a 2002. It works fine.<br /><br />You are teaching your children the greatest lesson they can learn in life. Good job.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-59695105004946969692019-04-03T08:37:06.477-04:002019-04-03T08:37:06.477-04:00Isn't that amazing. Some people will never un...Isn't that amazing. Some people will never understand that they have a problem.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-85983081672373300512019-04-02T23:08:50.294-04:002019-04-02T23:08:50.294-04:00We knew a couple that had a big fine house but no ...We knew a couple that had a big fine house but no money in their pocket. My husband went to a car car show with him and bought him a hot dog ...he had no money not even for a hot dog! They too didn't understand us..the feeling was mutual.Vickie @Vickie's Kitchen and Gardenhttps://www.blogger.com/profile/03402367232977896594noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-5783859133814370852019-04-02T20:06:30.066-04:002019-04-02T20:06:30.066-04:00We used to have friends that spent spent spent. Th...We used to have friends that spent spent spent. The wife worked full time, the husband had a full time job and a part time job. They received a very nice inheritance ($60K) from her grandfather. They also had 16 credit cards, 2 car leases and a car loan, a mortgage and a home equity loan and both of them had a 401K loans. They used to say why don't you get a better car, Hubby makes good money. Why don't you update your kitchen? They never had saving, we do. We are debt free except for our mortgage. Their oldest has a ton of student debt. We are helping our kids get through college. The only one that should care what kind of car I drive is me and Hubby. And as long as it is safe to drive, I will keep driving my 2006 Sienna. Sounds like our "friends" should be friends. Making Cents Of It Allhttps://www.blogger.com/profile/09121344770577065537noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-47298681426735785272019-04-02T12:48:31.102-04:002019-04-02T12:48:31.102-04:00AMEN! Me too! Natures speaks to me, and I love w...AMEN! Me too! Natures speaks to me, and I love what it has to say!<br />I am glad for you - it helps keep you calm and happy!<br />Have a good one!<br />Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-66413653871915493162019-04-02T12:46:09.386-04:002019-04-02T12:46:09.386-04:00Yes, we are quite comfortable in our lifestyle. Y...Yes, we are quite comfortable in our lifestyle. You know I have thought the same about her filling a hole but it has been 15 years and it just gets worse. I hope she figures it out before it is too late.<br /><br />It is a beautiful spring day here as well. Loving the sunshine.<br />BlessingsCheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-21592541497632881522019-04-02T12:39:42.527-04:002019-04-02T12:39:42.527-04:00I have a simple life and am planning to simplify i...I have a simple life and am planning to simplify it further. I would rather go for a walk or work in the garden than go to the shops. I have no debt and have always tried to live like this.Jeanhttps://www.blogger.com/profile/08100301243943578043noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-22462276948489276912019-04-02T12:35:26.545-04:002019-04-02T12:35:26.545-04:00Blessings to you Cheryl on this beautiful Spring d...Blessings to you Cheryl on this beautiful Spring day we're having in Kansas. <br />Your lifestyle is comfortable to you at the present. You have found your nitch. <br />Your friend may be trying to fill a hole that manifested when her husband died. Things can be sold if needing to declutter. Perhaps she will slow down on the buying as she gets into her 70's. <br /> <br />All the best as life is a journey,<br />d Deannahttps://www.blogger.com/profile/08019741103496608961noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-1283484246282413562019-04-02T11:48:58.349-04:002019-04-02T11:48:58.349-04:00I agree - she will eventually have nothing, becaus...I agree - she will eventually have nothing, because the important stuff is getting replaced with things.<br /><br /><br />I don't even go out much any more and when I do I just walk on by!!!!<br /><br />I have what I need.Cheryl Kimbleyhttps://www.blogger.com/profile/06485771676254429681noreply@blogger.comtag:blogger.com,1999:blog-7341912661779864632.post-74210221749053556932019-04-02T11:31:40.412-04:002019-04-02T11:31:40.412-04:00I feel for your friend. She will likely end up wit...I feel for your friend. She will likely end up with nothing and that is sad. I am slowly learning that I don't need things. It is getting easier and easier to go shopping and tell myself no or to not even look.Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.com