Good day to all. Here we are mid-week again! It is a lovely morning here. We expect rain tonight, so need to do things outdoors today. Hope you are all well.
There are many ways to live on less, if one has the right mindset. You have to be willing to change a few things, and you have to be willing to TRY! Sure, some things only save a few pennies or dollars - but we all know it adds up. It can really add up quickly. Pennies make dollars.
If not working, you spend less on gas. Less wear and tear on your vehicle. You don't need as many clothes. You can often get your car insurance rate lowered (I did and so did G). No lunches out. If you have children, no day care! Less laundry. The benefits go on and on.
You need to use what you have. If you keep things - use them. Wear the clothes you keep. Use the pantry you have. Use the lawn equipment and do your own lawn work IF you are able.
Eat it, wear it, use it - things serve NO purpose in a closet!!!
You have time to fix things or maintain them. That leaky faucet - easy fix. Air around the door - work on draft dodgers. A room needs painted - do it. There are many, many things that are simple and we can do them ourselves.
Cook at home. Use the pantry, try new things, look up recipes. Make your drinks at home - no daily coffees out. Make tea at home. Don't waste things!
Think of ways to conserve energy - extra blankets on the bed, electric blankets/flannel sheets, maybe a space heater instead of furnace, open/close blinds for sun to heat house, windows for fresh air, work outside/or walk for exercise and fresh air, be conscious of water/light/heat usage (you have time now).
You will have less stress - which generally means better health and well-being! A good mindset is a huge benefit.
You will have time to grow things IF you so desire or IF you are allowed where you live. Otherwise, you will have more time to watch for deals or go to farm stands.
THINK about purchases. You have time to plan and not make binge purchases. No quick decisions. You can look around and buy quality instead of quantity. You can even eliminate fast food - by thinking about your purchases. Make sure your purchases are really going to make a difference in your life and are needed.
Along that vein of thought - know the difference between wants and needs!!! Not only is this important of your dollars but your time. Before maybe you had to go to events, that you may not have wanted to go to. Now you can decide what you want to attend. Make it something you really will enjoy - not just a 'have to go' thing.
You no longer have to be on someone else's schedule - you can make your own. Do things when you want and how you want. It is so freeing!
So, if you are wanting to retire or even be a stay-at-home mom - sit down and think about the things you can do that will save you dollars. Make a list. Think about everything and really work on that budget. There may be many, many more things you can stop or not spend on - each person is different. These are just the general things most of us can do.
YOU CAN DO IT - IF you really want to!
Plan your work and work your plan!!!!!
I read this quote yesterday and think it is fitting. This was from a fellow in China who came from nothing - made a fortune - and lost it all.
I think it says it all!!
"The happy man is someone who has purpose, something to do each day. The value of money is about how you spend it, not how much you make or how much you have."
Im Chae-moo
Have a beautiful day!