Thursday, February 26, 2026
Nudges
Wednesday, February 25, 2026
Things That we Waste $$ on!
- Interest on charge cards - always pay on time and at least make minimum payments - do not pay interest
- Daily coffee runs! I know lots of people do this. If you buy one $6 coffee every day - that is over $2,000 a year!!!!! Enjoy a coffee out once in a while - otherwise make it at home
- Overdraft fees - keep an eye on things, so you don't overdraw your accounts. bank fees and ATM fees can really eat up funds
- Extended warranties - I know some may disagree. Generally, most anything major that might happen - happens in the mfg. warranty timeframe. If not - it takes a long time for things to break, and those extra fees spent on the extended warranty is wasted
- Cable TV (I am guilty). Some have cable and a bunch of extra services that stream shows as well (Netflix, etc.)
- Brand name meds and OTC meds. Always asked if there is a generic version. Read labels on OTC - many are exactly the same as brand name and are even made by the same companies (do your homework)
- Fast food delivery - with delivery, tips and other fees your food will cost more than 2X as much.
- Wasting groceries and food - so much $$$ is throw away every year. Come up with recipes and ways of using and re-inventing items
- Bottled water - it can cost 2000% more than tap! If you have nasty tasting tap - buy a filter. That filter will pay for itself in no time and you also won't have all that waste of plastic bottles!!!! IF you buy water - read the labels - it isn't all just water for many brands
- Paper goods (disposable). Try to use real plates, napkins, and cleaning rags
- Cigarettes! I see that with current prices - if you smoke JUST one pack a day - that is over $3,000 a year
- Fancy cleaning items - so many items can be made with things you have on hand in your pantries and they work
- Subscriptions of magazines and papers - you can find many things on line and libraries carry a lot of things
- Pre-cut items - we mentioned this last week. I have seen several vlogs in the last week mention this as well. If you have physical limits - do what helps - otherwise cut it yourself
- Cheap shoes - buy quality. It not only saves money, but it is so much better feet and body
- Kitchen gadgets you don't or won't use. The next new thing is always appealing - but odds are you won't use it once the newness wears off
- Paying full price - I HATE to pay full price for anything. Always look around and do your due diligence when making major purchases
- Unused memberships - gyms, Costco, Sams, Amazon, etc. If you don't go or use is regularly - it really isn't worth paying for
- Skipping senior discounts! (I am guilty) I never think to ask at most places - and they just don't GIVE it to you. It can save substantial funds over time.
- Convenience store/gas station purchases. Most often snack items are purchased and they cost more than taking your own. Milk and grocery items are more expensive. Generally, the only thing cheaper is a fountain drink (at times). A bottle of pop will cost a lot more than the grocery store - even a bottle of water.
Tuesday, February 24, 2026
Cooking and a Gift
Sunday, February 22, 2026
Weekly Wrap Up - 2/22
- Changed out the door decor
- Got to air the house out and turn off heat for a few days
- Lunch out with high school chums on Tuesday - El Toro
- Walked a lot this week - love getting back into it on warmer days and talking w/neighbors
- I picked up tons of trash blowing around the neighborhood.
- Saved store bought glass jars and some baggies washed to reuse
- I tried a new recipe (to me) making taco 'meat' strictly from lentils. It turned out really well - with toppings, I couldn't tell it wasn't meat. (sure is cheaper) (even have leftovers to use)
- Lots of general housekeeping
- A little sewing
- Had a family luncheon out on Saturday for my SIL 85th birthday. Was at Chicago Pizza and brother paid for everything! (15 adults and a few littles). It was fun to see everyone.
- Brought home 2 pieces of cake
- Refilling containers with things on hand
- NO shopping at all
Thursday, February 19, 2026
Save Your Money - Know the Sneaky Tricks
Hello and good morning to all. It is a warm morning, but gloomy looking. A bit foggy this morning, but nothing like a few days ago. Goodness, that day, you could barely see across the street. We are supposed to get rain and storms late afternoon and early evening. Then temps are to fall a bit. We will get through these ups and downs - spring is just 30 days away!
The price of goods at the stores is high enough, but there are many tricks and strategies the stores use to get you to spend even more money! YES, that is right - it is time to take back some control of your money.Wednesday, February 18, 2026
Home - My Place
Tuesday, February 17, 2026
Living Like Grandma - Fun & Thrifty
Sunday, February 15, 2026
Weekly Wrap Up 2/15
- Visiting with sis
- Earlier in the week, I cleared and cleaned the downspouts out of ice and snow to keep them flowing when melting started
- Lots of laundry
- Mopped the floors and washed all the throw rugs
- Trimmed the sides of my hair (my wings)!
- After melting really started and temps warmed up a bit, I got out and picked up lots of sticks and raked up peanut shells and sunflower seed hulls - it looks so much better
- Did a little sewing
- Got to open the kitchen door a couple afternoons for airing out!!!
- Ran out Friday to Kroger and got 5 lb. mandarins, seedless grapes, mini tomatoes, cat litter and cat treats - all FREE w/GC and got 4X points for gas discount next month
- Stopped at thrift store while out - loaf of bread and pack of buns FREE. 1 gallon of 100% OJ $1
- Using what I have and cooking from home
Thursday, February 12, 2026
Just do Good!
Wednesday, February 11, 2026
Using it up - Making it do........
Tuesday, February 10, 2026
Chat Day
Sunday, February 8, 2026
Weekly Wrap Up 2/8
- Made a homemade pizza and used many things from the frig that just needed using up (never the same twice!)
- Made a plain butter cake for sweet treats
- Used the oven heat on both days - after off - cracked the door to release heat
- I made a skillet meal that could be used in a few ways over time
- Didn't go anywhere - NO grocery shopping. I thought about it, but then figured the stores would be packed with Super Bowl shoppers
- I worked on the pantry a little more
- Trying to use up older items and things from freezer & pantry that need using
- I worked on sewing a little this week
- General housekeeping
- Using what I have and using up leftovers in new ways - froze some as well
Thursday, February 5, 2026
Kitchen Things to Remember
Wednesday, February 4, 2026
Basic Ingredients = Good Eats
NUM/YUM - what a fun and inexpensive treat! I have made these before, and they are so stinking good. I have exchanged milk for beer in years past (beer batter) and they were yummy as well. Just throwing that out there to show you can use what you have.
Making crackers is so easy. I know, crackers aren't super expensive, but again this is a clean recipe with no chemicals and preservatives. Fresh and yummy.
Found this pack of veggies in the downstairs freezer - look at the clearance price I paid! I also found a small, pre-cooked b/s pc. of chicken breast in the kitchen freezer. Cut it up added to veggies and seasoned with my sauces on hand. Served over pasta instead of rice. A nice change and very filling.
Tuesday, February 3, 2026
Simpler Living can Mean Prepared as Well
Morning to all on this first Tuesday of February. Hope this finds everyone well and safe. It is a much warmer morning here! My thermostat says 32* - TV says 28*. Either one is warmer than any morning in a couple weeks or more - actually warmer than daytime highs for a long while. It was a very cloudy day yesterday, and so far today. I actually put my trash out to the curb for p/u today - first time I believe in a month!
I know many tend to think, when someone mentions simplifying, that it means doing without. It does not. You can still have nice things, still eat great meals, and still do things. It just means a calmer, less stressful life to me. Getting creative and being resilient. It doesn't mean going all Little House on the Prairie!!!!Sunday, February 1, 2026
Weekly Wrap Up 2/1
- Moving snow!!! Lots of snow. I have moved snow every single day this past week - just to make paths and walks safe. Had to then dig out the end of drive after plows came through, so as to be able to get out safely. Doing this every day has been good FREE exercise - but it sure has exhausted this gal's body. I go in spurts, so as not to overdo it.
- Did pay a guy from down the road to move the deepest on Monday (in drive). So worth every penny. (one reason to always have cash on hand)
- I paid all bills due by phone or online! (Yes, I did pay some online finally)
- I caught up on laundry
- I worked on deep pantry a little more - still not done
- I did finally get out on Friday and made a run to the feed store.
- I got gas while out - $13.45 total fill-up for January, at 2.14/gal. Used my points, as they were about to expire
- Froze leftover cooked ham and some soup I made this week

























