I would shop and shop for others, charge it, and then pay all year with high interest rates, and start the process over again.
How many of you have had 'holiday guilt' before?
I know it is tougher when people have kids. Now a days, kids are bomb-barded from morning to night with commercials and ads for all the things they so NEED!!!!!!! UGH! Everything is electronic and high tech. Kids seem to have everything by the time they just hit their teenage years.
So many young people (as in adults) think they deserve to have EVERYTHING right now - the same things their parents worked for, for years. It has become a ME world full of instant gratification.
I have mentioned many times that I make most of our gifts. The younger kids (nieces and nephews) do get some store bought stuff. I am very lucky that the youngsters in our family have parents that have taught them restraint. They get tickled to pieces to get fuzzy socks or new jammies! Little cars, story books, and army men from dollar stores have been great hits in the past!That makes me happy.
I love to hear stories of folks who buy at sales all year long for their gift 'closet', or those who buy "like new" from yard sales and thrift stores, or those who limit gifts and funds for shopping. I like to hear about the homemade gifts - as well as loving to receive them!
I think it is great that many parents have " a want, a need. a read, a clothing" type of Christmas - YES, just 4 items! They should be proud of themselves.
Giving young people ALL they want - helps no one. They do not learn restraint, they don't learn responsibility, they don't learn anything about monetary values, etc.
Don't allow your children or grand children to get caught up in that trap.
Hopefully they will follow examples throughout their lives, and turn out to be frugal like their great teachers and mentors!
I hope none of you feel 'holiday guilt' this year. Don't go overboard, keep things simple, stay within budget, and have a ball!