New month, new year, new decade - NEW CHANCE to get frugal!!
The past couple months have been spendy. I well imagine everyone spent more money than usual the past few months. The holidays tend to do that to us!
I always try to start each January with NO SPEND DAYS!
How does that work?
It is simple really. Yes, we all have regular bills that have to be paid. Many people have transportation costs due to working. You still have to get your meds. BUT, other than that you have control! You can decide yes or no on all other spending.
No new clothes or accessories
No eating out - unless FREE with GC (prepare ahead and take lunches to work)
No coffee/pop stops
No extra beauty treatments
No extra stops for snacks
No groceries - unless absolutely necessary
NO NOTHING EXTRA
I am sure there are those who think this sounds so dreadful! It is really easy.
I have a house full of grocery items. Freezer has meat and various other goods. The pantries are full with store bought and home canned goods. The frig has milk, eggs, cheese, butter, etc. I have plenty of pet supplies and I think I am pretty good with wildlife feed. I have fresh fruit and plenty of canned. I have snacks both healthy and non-healthy on hand. I can make snacks if I wish.
If I run out of something, food wise, I will substitute something else. I will use what I have.
I will try to fix some different type meals. I will use the oldest first.
I am not a shopper of things - never have been. So I won't be buying clothes, household items, beauty items, crafts, etc..
My biggest downfall is the grocery store!!!! I love going to the grocery, but I am going to try to stay away.
You basically set the rules yourself. IF you see an exceptional deal that is too good to pass up at the grocery - then go for it. It is savings to you in the long run.
The whole goal is to spend as little as possible for the month. USE WHAT YOU HAVE. Try new things and new recipes. Experiment a little. Rotate that pantry and freezer.
Along these same lines - I am going to straighten the pantry again (got messed up over the holidays - those darn gremlins!), inventory my home canned food, and straighten and inventory the freezer. I want to know what I have and I want to use it, so nothing goes to waste.
That is a huge mistake many people make. They shop and buy up deals, then they don't use them. WHY? That is just throwing good money away. You haven't saved a thing by having to get rid of items. PLEASE don't be wasteful.
Anybody else willing to try?
Yes, there will be things that come up. I MAY have to make a wildlife feed run, but I will NOT spending on other things. You may need something that you just can't live without. Things happen.
We can all try to spend as little as possible and be good stewards of what we have and USE it. This is a good way of getting your finances back on track. Did you use your credit cards over the holidays? Use the money that you don't spend carelessly on paying off those bills. Save a little. Prepare a little more for retirement. Just SPEND LESS.
Every day you don't spend IS a SAVING DAY.
I hope some of you give this a try! Good luck and happy saving. Have fun experimenting and trying new things. Let's get creative and get back on that frugal bandwagon!!!!