Wednesday, April 16, 2025

Stocking - When Money is Tight

 Good morning all.  It is a sunny and chilly morn here.  A little frosty, but not too bad.  Hoping for a pretty day.  It looks like we will have a soggy Easter weekend.
I am still 'mending' after Mondays yard work!  My legs are so sore - getting older is heck.

Let's talk today about stocking up for whatever may happen in life, when you are already short on money.  It can be done.  I keep seeing people say - when you are already strapped at your tightest, it isn't possible.  Well, it really is.
Remember the old saying "How do you eat an elephant?"  "One bite at a time"!  That is kind of how stocking is on a tight budget.
Lots of people don't want to admit, no matter how tight the budget, that little changes can be made.  People DO NOT like change.  They are comfortable in their habits and really don't like changing things up at all.
Can you free up $10 - $20 a month?  Bet you can.
Maybe a couple of lunches not purchased (take your own), or no snacks a few days or drinks out.  Look into to cutting back your cable program or internet service.  Drive less.  No non-essential shopping.  Keep any spare change you may have.  Keep that change and use it to stock.    Lessen power or water usage.  Itty bity, tiny changes do add up.  Save anywhere you can.

Now when you go to the store, buy essentials.  Not everyone knows how or does cook from scratch.  I understand that.  That is something else that takes time to get into.  That should be your goal - to use ingredients to make the foods you eat and like instead of a mix or box.  It will be healthier and cheaper - REALLY!
When you shop, buy 2 instead of one, of some things.  Look at the B1G1 deals - although those aren't often the deal many think they are.  Look for sale prices and clearance.  Think about going to a different type of store.  Maybe stop buying snacks or pop - then buy something nutritious.
When you buy that second item - put it back for a time when the budget is even tighter or an event happens that you can't shop.  
You want things that are good for you - but the important thing MAY BE just having something.  As you get used to stocking - you will see the importance of things.  
You can grow lettuce, tomatoes, radish, carrots, etc.  You can maybe fish or maybe hunt.  You can't grow flour or rice or sugar or salt.  You see where I am going?    
You will start getting the things that are needed that you can't produce yourself.  You will start getting the hang of it.  
Look for clearance and sales - THIS IS ESSENTIAL.  The jars of pasta above, are just for my daily use.  I have lots, and lots of pasta.  I have all shapes and sizes - I get super sales or clearance most often.  I try to keep all pasta in glass jars - it lasts for years truly!  Pasta is one thing I never pay full price for.  Rice is another.  I get it on deals whenever I can.
Both items are things that can stretch absolutely any meal for pennies.

See the jar of dehydrated mushrooms?  I have jars and jars of them.  Anytime I see mushrooms on clearance, I get them and slice and dehydrate.  To me they are one of the easiest things ever to dehydrate.  I keep in glass jars with moisture absorber added and they last and last.  A little hot water or broth and are like fresh sliced to use in cooking!  I use them often.
You can buy cheap frozen veggies (like mixed for soups) and dehydrate those as well.  It takes up so little room in your storage and frees your freezer up for bigger finds.  (you can dehydrate in an oven if no dehydrator)

Cooking from scratch if you don't now?  Ease into it.  Use different sites on the computer to find recipe sites - using what you have to make meals.  It may not be something you do every day, but you can do it now and then and start learning.
Did you know rice can be ground into flour?  Not so great for bread, but it can be used in pancakes and waffles.  Oats can be ground as well. 

Start baking with simple items like biscuits.  They are about the easiest thing to make and it only costs pennies for a filling item.  Pancakes, waffles, are simple as well.  Learn to make gravy - it is a great extender.  Breakfasts of oatmeal and maybe some canned or frozen fruit - if you don't have fresh - sure beats the cost of breakfast out.
Drink water or make tea.  Stop the soda habit - that is so expensive for those without stable funds.

When you get a nice amount of 'regular' food whether canned or frozen - then you can start thinking about other things like powdered milk, baking supplies, etc.  Powdered milk can be handy in baking and cooking and even in a pinch when you need milk to drink!  Throw in a little cocoa if you need to.  Add to the 'ingredient' supplies.
Don't forget TP, shampoo, dish soap, laundry supplies, deodorant, etc.  Every now and then buy an extra.  Don't forget the pets.  It pays to have extras.   You never know what can happen in life to change your situation.

So, start taking notes on everything you spend money on - everything.  Look at the things you can stop spending on or cut back on.  Use those dollars, no matter how few they are to add some extra stock to your home.  It is your job to take care of your family - no one else's.  
Start taking bites of the elephant!!!!!!
Soon you will see a nice stockpile and you will feel the comfort of knowing your family will be ok.

Start now.  Baby steps.  Learn and follow along with people that can give advice or help.  Make changes.
YES, you can stock even when you think the budget says different. 
You got this - just get started.  It is addictive!!!!!

Have a wonderful day!!!!

30 comments:

  1. I agree it is possible. I will say too God can make the impossible possible too. I would give up a summer holiday to have a stocked pantry and have. But little bits really add up it is amazing!

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    1. Yes, a little at a time makes a difference. I, personally, would use a chunk of tax refund to stock if needed. That is worth a lot more security than just spending it on stuff.
      Yes indeed, God can make the impossible possible - I will never disagree with that!
      Just having that security id priceless.

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  2. bonjour de France , avec les problèmes économiques des pays de nos jours ,il est plus prudent de se faire un garde manger ,jencourage mes enfants à le faire et bientot mes petits enfants ,je fais comme vous les soldes ,les remises de prix et bien sur la mise en conserve des produits du jardin et de la nature.
    la météo ici ressemble beaucoup à la votre <;
    <<<<<<<<<bon week end pascal à toutes Lucette

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    1. Hello from France, with the economic problems of countries nowadays, it is more prudent to make a pantry, I encourage my children to do it and soon my grandchildren, I do like you the sales, the price discounts and of course the canning of garden and nature products.
      The weather here is very similar to yours <;
      <<<<<<<<<Have a good Easter weekend to all Lucette

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    2. Hello Lucette, lovely to see you post. It is nice to know that we all seem to share in shopping and sticking strategies. We have to do all we can, and it is great to help the younger generation know these things.
      Happy Easter to you as well.

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  3. I just received a larger-than-usual rebate from Costco for purchases made in the last year. I am going to use it to restock my pantry. We all get windfalls we aren't expecting from time to time, and if you don't need it to keep the lights on, they're a great way to buy more food.

    Some great suggestions from Cheryl. What I THINK she meant when she said that B1G1F or 2-4-1 items aren't always what they appear, I think she meant that stores often jack up the price of the item so they can "give" you a free one. Pork tenderloins are often one such item. As a point of reference, I can buy pork tenderloins for $3.18 lb every day at Winco, so that is the price I am looking to beat. Anything over $6.36 lb on B1G1 is NOT a good deal for me.

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    1. Lovely - that is another great idea to add to stock. Yes indeed, birthday money, gift cards, tax refunds - anything can be used to help stock up.
      You are right. Many stores here, jack up prices for the buy one get one deals - and that isn't a deal. You really need to know your regular and your best sale prices. Then you can judge if those various deals are indeed deals.

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  4. Excellent post on saving money! Most of us , due to your tutelage (those who paid attention in class and took notes), know what we can do to save here and there. Some folks don't consider how meals out, stopping for coffee or a soft drink, a trip to the bakery add up. Not only in money but calories. If you know you will be out shopping or running errands close to a mealtime, take a snack from home. Unless a person has a blood sugar issue, you won't starve or have a physical problem until you get home. ha! I agree with your Anonymous commenter: The Father makes the impossible possible. Alana bought us a sign that hangs over our refrigerator "Faith makes things possible, not easy".

    Today is a lovely day, just a bit cooler.

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    1. Yep, many people just don't get it. They think this bit or that bit really won't matter. You add up ALL the bits and it is some serious pocket change.
      So many times I am out and get a bit hungry and I THINK about stopping. Then I talk myself out of it and come home and eat. I can afford to eat out once in a while, but it seems such a waste.
      I love that - "Faith makes things possible, not easy."
      It is so pretty out!

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    2. Nigella Lawson takes a cream cheese and cherry preserves sandwich with her when she leaves the house, she said on her show that she gets angry and miserable when she's hungry.

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  5. Hi Cheryl. My comment disappeared so if this is a duplicate I apologize.
    I started dehydrating a lot a few years ago and love it. Late summer early fall I dehydrate things that I can use over the winter. They can later be grinded up and used as granule or powder too. So nice to have on hand.
    You gave a lot of good examples on saving.
    Have a great rest of the week.

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    1. Sorry - that happens sometimes, and I don't know why.
      I love dehydrating. One thing I like to dehydrate too, is zucchini slices. They are tasty kind of as a chip, they work in soups and you can grind them into flour. I love having things that work for something else.
      Tomato skin powder is another good one. I forgot to mention all that - thanks.
      Thank you!

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  6. Wild blackberries are free and can be frozen to provide pies, muffins, smoothies all year round. Berries are a super food, as are young dandelion greens.

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    1. Yes indeedy. Free berries, nuts as well. Sometimes forgotten about fruit trees. I have dandelions and violets to make jellies with as well. So many things don't have to cost a penny for the main ingredient.

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  7. I think people are just too lazy to change. They don't like inconveniences, and frugality can mean in convenience.

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    1. Ding-ding-ding!!!! We have a winner!!!!!
      I agree 100%.
      Change is necessary if you want life to be different or better. Some just will not face that.

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  8. When my kids were young, and I had enrolled in university, my budget was meager. I learned to track every grocery purchase (not only price, but size of container/package). I discovered that sales/promotions could be traced. I.e. every four weeks X was on sale. I also planned out every meal for six weeks. I didn't have a large pantry or stock-up but could whip up a meal for an extra couple of people if need be. Once a month we were able to "eat out" which meant a trip to McDonalds with a playland.
    When I was back to work, I added more to the pantry, probably too much as items got lost or forgotten. Now, I'm back to meal planning, tracking what's in the pantry, freezer, and fridge so little is wasted. I'm noticing a decrease in our grocery bills too.
    The tomatoes, peppers, basil, sage, and parsley seeds have all sprouted and will be ready to be potted out by mid-May (though if the weather keeps up I'll be growing them indoors. ) We'll be planting carrots, peas, and green onions. There's asparagus and strawberries already in the garden too.
    I know not everyone has the space for a garden, but a patio with a few containers will provide a small amount of produce too. My best producers were tomatoes and peppers, and surprisingly potatoes.

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    1. You make very good points. Track your pricing of sales - there is a system to the stores madness - yes there is. And watch the sizes.
      Good use to not waste. I try to have zero waste - it doesn't always work - but most of the time.
      Growing your own - gives so many more choices, it is fun and costs virtually nothing! Fun to get the young-ins involved too.
      Thanks for the tips.

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  9. Wonderful post. Anyone can change with God's help....and if they really want to and try.

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    1. Amen.
      I believe that as well. With God all things are possible.

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  10. "Faith makes things possible, not easy".
    Wow, that is exactly so. I'd not thought of it that way. :)

    I do look at what is on sale, but nowadays I only see it meaning the price is going to jump. Every time I shop the price has gone up. It's rather discouraging.

    My seeds have not yet sprouted, but I remind myself it is still chill at night and they've not been in their pots long. I need to get some good potting soil.

    I put out the hummer feeder, and I think I've seen a hummer - but not at the feeder, just zooming around at the red azaleas and red honeysuckle. Makes me smile.

    MaryB

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    1. I love the saying too. I had not really thought of it that way either.
      I am so sorry you see such increasing prices. My area has actually seen some prices reducing on some items and we normally have very good pork, chicken and fish prices. I guess maybe just location.
      Good luck with your seeds. I won't be putting anything out for a few weeks yet - don't trust frost dates.
      Oh, how neat on the hummer! I haven't seen any - kind of early here. I will be putting mine out soon. They are such little flying jewels.

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  11. I started as you say one can or one bag at a time. Once I managed to get a good pantry I started to purchase meat on sale and portion it out for meals. I dehydrate or freeze veggies and fruit. Someone on a forum I follow mentioned dehydrating rhubarb which seems very interesting to me. Pickles, relish, jam and jelly are made. I also make my own pie fillings. Bit by bit a person can stock up.
    However I do know that when Harvey was out of work, and I was expecting and had one child already, it was extremely hard to manage. Money was very tight and some months no matter where I squeezed we were lucky to make ends meet. Those months nothing was put into the pantry, we were just lucky that his parents farmed and butchered their own cattle and chickens. They also had a huge garden and were very willing to share with us until Harvey got back on his feet.

    God bless.

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    1. You sure did it the right way. Baby steps can make huge strides for the outcome. So many things we can make at home and they sure taste better too.
      I hope you also had some of that pantry on hand when those hard times hit. A pantry, no matter the size, sure comes in handy in an event such as that. It is always wonderful to have access to all that wonderful fresh food. Taking care of one another - love it!

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  12. Thank you for the idea of dehydrating mushrooms! I just bought a vacuum sealer attachment for my Foodsaver that works with mason jars. I can definitely use that with dehydrated mushrooms.

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    1. You are welcome. I use them so often, and they are just so easy to do. I would love to get one of those sealers for jars one day.

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  13. To me now is the time to take that extra $10-$20/month and start or add to an emergency fund. A food stockpile is good but cash is better IMO. There are food pantries and free school breakfasts and lunches for the kids (at least for now) but cash can go for gas, medical co-pays, auto repairs, household repairs etc. I never stockpiled food (single person) but I did stockpile savings. My only other stockpiles were things I could get free with rebates (mostly toiletries) back in the day. Just my two cents.

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    1. An emergency fund is always important. Everyone should have one. I just wanted give those starting out an idea on how to stock on a little money.
      Many people feel odd about going to food pantries, which they shouldn't. They are there to help, and I like that the schools offer help as well. But we have to help ourselves and be prepared as well.
      YES, being able to pay bills is super important, and we never know when an emergency can happen.
      Everyone does what they think is right.

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  14. The late Bob Waldroup always said we should keep some of our savings in the form of food and I agree. We don’t need to buy a drink or even food when we are out of the house as the cost of those items will add up over time. Bring your own from home and use that money to stock your pantry. One bite at a time! 💕

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  15. Following my husband's passing, I started more closely watching my grocery budget, paying closer attention to various brands and their prices. If you find that you're purchasing a higher priced product, look into competitor brands, and maybe try one or two at a time. I discovered some store brands of vegetables are suitable (or sometimes better) for casseroles, and I like Aldi Greek yogurt better than Chobani. Even their regular yogurt is better than Dannon or Yoplait, in my opinion. Also, relationships developed with farmers can yield communication of special deals, overages, and first notice when a particular product comes to market. In this time of high egg prices, I know people who continued to get them for $2.50/dozen when store price was $6 or over.

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