Wednesday, July 8, 2020

Have a Fab Life No Matter Your Budget

Everyone wants a fabulous life - or at least a good one.
We can truly be what we want - no matter the budget.  Man, I hate that word - BUDGET.  I never have said I had a budget.  I have never made a formal budget.  I have always been a planner.  We had a plan - and we did what we could to enable that plan.
I have XXXX amount of money therefore I can't not spend more than that!!!!  I need to spend less to get ahead.

Your mindset is HUGE when it comes to living a fabulous life.  Never think of yourself as poor.
Focus on what you HAVE and make the most of it.  Yes, many others may have more stuff - but who cares?  Stuff doesn't make you happy.  If it did - there wouldn't be so much strife amongst rich people and the Hollywood crowd!!!!!

Follow your own money path.  Learn to say NO.  This is what you have - so live within that or go forward and make more.  It is your choice.
Set goals.  Short term, long term or financial goals.  PLAN and DO! 
Think about your spending.  Your WANTS and NEEDS.  Those two things can be so very different.  Just because you want something, doesn't mean you can afford it.  Be realistic.
Follow a new path or direction to create a fresh new life and start.

Do what you can for yourself and stop out sourcing.  You can do so much more than you think (or want) and it saves a ton of money.  You also gain a measure of pride that you can only get by accomplishing things you thought impossible.

Focus on the positives.  You have your health (at least you woke up this morning).  You have a roof over your head.  You have a warm bed in winter.  You have food for your table.  You have people that care for you (we all do).  You have much!!!  You are blessed!!!  Odds are you have enough!!!
Shouldn't that be enough?  I mean you can't take it with you - so what is the point to having more than enough?

Work to have an emergency fund for the unexpected events in life.  Make a survival plan.  What happens if you lose an income?  Make plans to cut things out of your life and make do with what you have.  If you have prepared your pantry (all aspects) you are more than covered in that area.

I truly believe that those of us who have watched our money and been frugal for years will do sooooo much better if it all goes south.  We know how to live with less if need be.  The people that will be adversely affected are the wealthy (in $$).  They really have no clue.  They have no idea how to do things themselves and no idea on how to survive on less.

WE all know that we are rich - because in our minds rich isn't about money!!!  It is about a great and fabulous life.
Make it fab my friends!!!!!


  1. "Do what you can for yourself and stop out sourcing."

    Excellent advice, Cheryl. Do you read the Down to Earth blog? ( She writes a lot about doing many things for yourself and not outsourcing. It's such great advice, to produce what we can for ourselves. This is a great blog post. :)

    1. Thank you. Yes I really enjoy Down to Earth and have read her for years. She has so many good ideas and tips.
      If we all worked a little harder doing for ourselves - not only would we save money, but we become educated and more well rounded in all aspects of life.

  2. I think being grateful for what you have and using your resources wisely helps you to not want all the time. Great post

  3. Twopence to Cross the Mersey is a true story by a woman who grew up in a very rich household with servants. In the depression of the 1930's her family lost everything and her parents didn't have a clue. The author couldn't understand why their neighbours who were just as poor had a more comfortable home. She dug her way out of that life but goes along with what you said about the rich being worse off in this situation.

    1. That is how it will be someday. I know we all talk about the have's and the have nots - but I think the have's will surely be left the worse for wear if all breaks down.
      The great depression was a huge example - many who lost everything just end up committing suicide - the 'poor' just went on.

  4. Thanks again for a wonderful post. I finished my stockpile shopping today with a trip to Aldi's and Publix. Finally have all items crossed off my list. I've been working on this for months. I have always had "back ups" but have felt the tug to create a second pantry in a guest closet. I got inspiration from a great blog called 'If you do stuff, stuff gets done!'

    1. You go girl!!! So glad you have been working on your pantry and glad you are following one our favorite gals!! I just love how we all follow each other and spread the word.
      So happy you followed your heart! You will be glad you did.

  5. Hi Cheryl, first time comment here, but just had to say I love your Blog and thankyou for all wonderful words of wisdom, they are helping so many of us in these trying times by keeping us grounded.
    Cheers, Bevo from Victoria Australia.

    1. Hello there. Thank you for being here. I sure do appreciate your kind words - I love getting feedback.
      I just want us all to live our best lives and to be happy!

  6. We have beauty and abundance all around us...just have to open our eyes to the possibilities! Cheryl, you are such a good guide for us.